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D

　　打白條 issue IOU

　　大額存單 certificate of deposit（CD）

　　大額提現(xiàn) withdraw deposits in large amounts

　　大面積滑坡 wide-spread decline

　　大一統(tǒng)的銀行體制 （all-in-one）mono-bank system

　　呆賬（請見“壞賬”） bad loans

　　呆賬準(zhǔn)備金 loan loss reserves（provisions）

　　呆滯貸款 idle loans

　　貸款沉淀 non-performing loans

　　貸款分類 loan classification

　　貸款限額管理 credit control;to impose credit ceiling

　　貸款約束機(jī)制 credit disciplinary（constraint）mechanism

　　代理國庫 to act as fiscal agent

　　代理金融機(jī)構(gòu)貸款 make loans on behalf of other institutions

　　戴帽貸款 ear-marked loans

　　倒逼機(jī)制 reversed transmission of the pressure for easing monetary condition

　　道德風(fēng)險(xiǎn) moral hazard

　　地區(qū)差別 regional disparity

　　第一產(chǎn)業(yè) the primary industry

　　第二產(chǎn)業(yè) the secondary industry

　　第三產(chǎn)業(yè) the service industry;the tertiary industry

　　遞延資產(chǎn) deferrable assets

　　訂貨不足 insufficient orders

　　定期存款 time deposits

　　定向募集 raising funds from targeted sources

　　東道國（請見“母國”） host country

　　獨(dú)立核算 independent accounting

　　短期國債 treasury bills

　　對沖操作 sterilization operation;hedging

　　對非金融部門債權(quán) claims on non-financial sector

　　多種所有制形式 diversified ownership

　　編輯：katie